What Information Does Insurance Concepts of Florida, Inc. Collect?

Most of the data Insurance Concepts of Florida Inc. collects is used only to help Insurance Concepts of Florida, Inc. better serve its clients. It is our general policy to only collect and store personal information that our clients and visitors knowingly and voluntarily provide. If our privacy policies change, we will notify all users by e-mail or a special announcement placed on the Web site.

Data collected in general.

Insurance Concepts of Florida Inc. does not collect any personal information from users browsing our Web site. Users to the public areas of the Insurance Concepts of Florida Inc. Web site browse anonymously. Only aggregate data -- such as the number of hits per page or what domain the user came from--are collected. Aggregate data are only used for internal and marketing purposes and do not provide any personally identifying information.


How Does Insurance Concepts of Florida Inc. Use Data Collected?

Insurance Concepts of Florida Inc. uses information voluntarily submitted by clients and other customers in the following ways:

Insurance Concepts of Florida Inc. and Products.

Generally, Insurance Concepts of Florida Inc. will use data collected to improve our own Web content; to respond to clients’ and visitors’ interests, needs and preferences; and to develop new products and services. 

Disclosures to Third Parties.

Insurance Concepts of Florida Inc. does not disclose member contact or demographic information to third parties, and all information collected is for client use only, except as otherwise required by law.

Credit Card Account Information.

Insurance Concepts of Florida Inc.  does not disclose credit card account information provided by its clients. When clients choose to pay using their credit cards, Insurance Concepts of Florida Inc. submits the information needed to obtain payment to the appropriate clearinghouse.

How Does Insurance Concepts of Florida Inc. Use Cookies?

Cookies are files that contain information created by a web server that can be stored on a User's hard disk for use either during a particular session ("per-session" cookie) or for future use ("persistent" cookie). Insurance Concepts of Florida Inc. from time to time might use cookies only to facilitate automated activity, store and track passwords, determine appropriate solicitations, and review navigation patterns. Cookies are not used to disseminate significant information about Users over the Internet or to analyze any information that Users have knowingly or unknowingly provided. Users may instruct their Internet browsers to opt out of accepting a "persistent" cookie and rather accept only a "per-session" cookie, but will need to login each time they visit the site to enjoy the full benefits. If the user declines the attachment of any cookie, the user may not have access to the full benefits of the website. Registration enables the site to better determine members' interest areas and provide the most relevant information.

What Privacy Issues Arise With Links To Other Sites?

This Web site contains links to other web sites. Insurance Concepts of Florida Inc. has no control over and is not responsible for the privacy policies or content of such sites, and the users of the Insurance Concepts of Florida Inc. Web Site “click through” at their own risk.

What Means Of Redress Are Available?

If any User suspects Insurance Concepts of Florida Inc. has handled its personal information in a manner that does not comply with this privacy statement, please contact us by e-mailing info@insuranceconceptsfl.com or by calling (904) 320-0026.